科技新闻

Digital is finally coming to Kanbawza Bank (KBZ Bank) which plans to virtualize its data center and meet Myanmar’s growing digital economy. KBZ Bank will be modernizing its IT infrastructure for the benefit of all 482 branches and representative offices in Thailand, Singapore and Malaysia.With more than 40% market share of the commercial and retail banking business in Myanmar, KBZ Bank recognizes innovation and digital transformation to be crucial in its expansion at home and abroad.The virtualized and agile environment provides bank employees with a digital workspace and the freedom to work on any device, giving them more opportunities to collaborate internally with others at the Bank.When asked about KBZ’s broader digital plan, KBZ Bank’s CEO and Advisor to the Chairman Mike De Noma replied, “This is just one of the many steps we will be taking to do our part to support the government’s efforts to make Myanmar a digital leader in the decade ahead and to maintain its position as a mobile first nation.”Virtualization across the entire infrastructure from compute to storage and network allows KBZ Bank to scale up or down based on business needs, driving down operational and ownership costs significantly and simplifying I.T. management. The stability of the environment also ensures system up-time of its ATMs and branches, and boosts the bank’s ability to respond faster to demand spikes.The bank will use software-defined data center technologies to provide more secure services and new applications to cater to the growing demand for digital services from corporate, SME and retail customers.As Myanmar opens up further to foreign investment, the risk of cyber-attacks also increases for businesses. For its part, KBZ Bank is strengthening the security of data and processes through a virtualized network with VMware NSX which tags specific IT policies to each individual workload. Each workload is protected from attackers who manage to breach the perimeter defenses of a data center, enhancing the security of KBZ Bank’s IT infrastructure and better safeguarding the confidential information of its customers.

A mission to Mars requires sophisticated computing capabilities to cut down on communication latencies and ensure astronauts’ survival. To advance this mission, HPE and NASA launched a supercomputer into space on the SpaceX Dragon Spacecraft.This supercomputer, called the Spaceborne Computer, is part of a year-long experiment conducted by HPE and NASA to run a high performance commercial off-the-shelf (COTS) computer system in space, which has never been done before. The goal is for the system to operate seamlessly in the harsh conditions of space for one year – roughly the amount of time it will take to travel to Mars.Advancing the mission to MarsDue to limited computing capabilities in space, many of the calculations needed for space research projects are still being done on Earth, which creates a challenge when transmitting data to and from space. While this approach works for space exploration on the moon or in low Earth orbit (LEO) and astronauts can be in near real-time communication with Earth, they experience larger communication latencies once they travel farther out and closer to Mars. It could take up to 20 minutes for communications to reach Earth, and another 20 minutes for responses to reach astronauts. Such long communication lags would make any on-the-ground exploration challenging and potentially dangerous if astronauts are met with any mission critical scenarios that they are unable to solve themselves.A mission to Mars will require sophisticated onboard computing resources that are capable of extended periods of uptime. Technology’s viability in space will need to be improved to meet these requirements to better ensure mission success, and sending a supercomputer to space is the first step in that direction. Future phases of this experiment will involve sending other new technologies and advanced computing systems, like Memory-Driven Computing, to the ISS once there is more information about how the Spaceborne Computer reacts in space.Lessons from the mission to the MoonWhen the U.S successfully put two men on the moon, it inspired technological advancements from the microchip to memory foam. The mission to Mars could be the next opportunity to propel technological innovation into the next frontier. The Spaceborne Computer experiment will not only show us what needs to be done to advance computing in space, it will also spark discoveries for how to improve high performance computing (HPC) on Earth and potentially have a ripple effect in other areas of technology innovation.HPC in spaceThe Spaceborne Computer contains compute nodes of the same class as NASA’s premier supercomputer, Pleiades, currently ranked #9 in the world. It includes the HPE Apollo 40 class systems with a high speed HPC interconnect running an open-source Linux operating system. Though there are no hardware modifications to these components, a unique water-cooled enclosure for the hardware was created, and a purpose-built system software to address environmental constraints and reliability requirements of supercomputing in space was developed.Generally, in order for NASA to approve computers for space, the equipment needs to be “ruggedized” – hardened to withstand conditions such as radiation, solar flares, subatomic particles, micrometeoroids, unstable electrical power and irregular cooling. This physical hardening takes time, money and adds weight, so HPE took a different approach to “harden” the systems with software.HPE’s system software manages real time throttling of the computer systems based on current conditions and can mitigate environmentally induced errors. Even without traditional ruggedizing, the system still passed at least 146 safety tests and certifications to be NASA-approved for space.

Sydney Trains is upgrading its network with Ciena’s 6500 Packet-Optical Platform to improve public services across its transportation system with a faster, low latency and reliable data network. The deployment will support critical passenger safety measures that ensure trains operate at safe distances.“It is continually a key focus for us to enhance our network for support of our most important areas: passenger safety and customer experience. Ciena’s 6500 Packet Optical Platform satisfies these elements of our operations, addressing all the requirements we need to upgrade our system in one solution,” said a Sydney Trains spokesperson.Key Facts:By investing in both 100G transport and Optical Transport Network (OTN) switching solutions, Sydney Trains fulfills its focus on building a network that enhances support of customer safety and critical train operations. Sydney Trains has various sites along its network that have different traffic requirements. The flexibility of the platform supports these end-to-end services and various system configurations, including deployments over long distances and fiber types such as aerial. This network upgrade aids the transportation provider to transition from an SDH legacy network, and lays the foundation required to support future high capacity service requirements.Anthony McLachlan, Vice President and General Manager of Asia Pacific, Ciena, said: “For transportation providers, migrating their communication networks by deploying Packet-optical technologies is key to continually improving safety measures and optimizing passenger services.”

A two-tier profits tax system has been proposed to alleviate the financial burden of Hong Kong SMEs and startups, according to says Financial Secretary Paul Chan Mo-po.If approved, the proposal would be the Special Administrative Regions’s first major profits tax reform in decades that will cost the government about HK$5 billion in annual revenue. The new tax system would entail lowering the tax rate for the first HK$2 million of profits to 10 per cent, from the current 16.5 per cent.“The proposal is definitely helpful for alleviating the financial burden of SMEs and start-ups,” says Federation of Hong Kong Industries chairman Jimmy Kwok Chun-wah.  “This will also strengthen the overall competitiveness of Hong Kong’s business environment and may attract more local or overseas entities to start their businesses in Hong Kong.”Subject to approval by Chief Executive Carrie Lam Cheng Yuet-ngor, the new regime could be implemented before October, when she is due to deliver her maiden policy address.

Seven Memoranda of Intent (MOIs) have been announced between the Infocomm Media Development Authority (IMDA), telecommunication, and financial institutions to provide small and medium-sized enterprises (SMEs) easier access to digitalization technologies to expand their digital capabilities.The MOIs are signed under the SMEs Go Digital programme. Launched in April 2017, the programme advises SMEs on the adoption of digital technologies at each stage of their growth as well as to boost productivity. SMEs contribute to almost 50 per cent of Singapore’s gross domestic product and employ two out of three workers in Singapore. Digital technologies have the ability to transform the way SMEs function and help businesses improve revenue in the long term by managing operating costs, improve compliance and financing.The MOIs signed under this programme will help SMEs accelerate the adoption of pre- approved robust, secured and interoperable digital technology solutions, particularly in the areas of cybersecurity and data analytics.Local telcos, Mobile One (M1), Singtel and StarHub, will provide SMEs a one-stop service through digital technology-bundled packages. These packages offer broadband or Wi-Fi connectivity bundled with IMDA’s pre-approved digital technology solutions, cybersecurity and data analytics tools and services.Through the partnerships with the DBS Bank, Hong Leong Finance, Oversea-Chinese Banking Corporation Ltd (OCBC Bank) and United Overseas Bank (UOB), SMEs will have access to financial instruments such as bridging loans to help defray costs when investing in building new capabilities. The banks will also work with business leaders to kickstart innovative solutions with SMEs and industry partners. 

A collaboration between Nanyang Polytechnic (NYP) and TIBCO Software Inc. aims to develop data analytics capabilities in Singapore, and promote digital transformation among local small and medium enterprises (SMEs).The arrangement seeks to create new business and growth opportunities for local organizations through the development and nurturing of data analytics skills for the younger generation. By providing students with the right data analytics skills, technology, and experience to excel in this evolving job landscape, the collaboration between TIBCO and NYP aims to address the data skills shortage faced by local SMEs today.As part of the MOU, NYP and TIBCO will jointly engage participants through guest lectures, competitions, workshops, master classes, and other training. The arrangement is designed to encourage continuous learning and develop data analytics competencies.Students from NYP’s School of Business Management will also have opportunities to attend structured training programmes and mentorships conducted by TIBCO through its local or international office. To promote knowledge transfer, there may be opportunities for NYP staff to be attached to TIBCO for work stints.SME Go Digital programmeThe partnership is in line with the government’s initiatives to help SMEs flourish through its SME Go Digital programme. With digital transformation being a necessity in today’s business landscape, TIBCO and NYP will train SMEs on laying the foundation for their digital business through TIBCO’s Connected Intelligence approach. This includes hands-on workshops using TIBCO solutions, case studies, and events aimed to educate and empower SMEs to transform their data into action, to spot and seize opportunities, to differentiate and lead.“Through this collaboration, our students will benefit immensely from being exposed to the latest digital technologies and will gain additional skills in data analytics that will enable them to excel in this rapidly-changing economy,” said Chuu Yi Loh, Director of School of Business Management at Nanyang Polytechnic. “We are pleased that TIBCO is closely aligned with us in achieving our goals of ensuring our students are well equipped with strong data analytics skills and are ready for the evolving workforce in this digital age.”“Digital transformation is no longer an option; it’s a necessity. It is vital for our workforce to be in tune with the rapidly evolving skill sets required for businesses,” said Nicolas Betbeder-Matibet, regional vice president, ASEAN and Greater China, TIBCO. “NYP has already incorporated multiple opportunities for its students to gain hands-on experience in running digital businesses using data analytics. Together with NYP, we are committed to nurturing the new generation to leverage technology and prepare for successful careers ahead.”This collaboration follows the recent announcement of Singapore’s first unmanned store that utilizes data and video analytics, which will also double as a training facility for NYP's School of Business management students. 

Medidata, provider of cloud-based technology and data analytics for clinical research, today announced an enterprise agreement with Chinese healthcare group, Shanghai Fosun Pharmaceutical (Group) Co., Ltd.’s subsidiary Shanghai Fosun Pharmaceutical Development Co., Ltd.(Fosun Pharma). Fosun Pharma has adopted the Medidata Clinical Cloud platform to improve data management capabilities and bring operational efficiencies to its clinical studies in China.Fosun Pharma is implementing Medidata Rave, a unified EDC and CDMS solution for capturing, managing and reporting patient data, across its generics development pipeline, accelerating treatments in such therapeutic areas as cardiovascular, oncology, anti-infection and central nervous system (CNS). The Chinese clinical R&D company is also leveraging Rave Study Design and Build Essentials (SDBE) training. Taught on RaveX—the latest version of Rave—SDBE will equip Fosun Pharma’s study teams with the fundamentals required to develop and update electronic Case Report Forms (eCRFs), ultimately optimizing study implementation and ensuring trail timelines are met.“We are proud to be Fosun Pharma’s cloud-based, clinical technology platform of choice and a key addition to its roster of partners,” said Edwin Ng, Medidata’s vice president of field operations, APeJ (Asia Pacific except Japan). “We look forward to powering Fosun Pharma’s clinical studies with Medidata’s flexible, cutting-edge technology as they strive to become a first-class enterprise in the global healthcare market and a key player in the bioequivalence space.”

Hewlett Packard Enterprise (HPE) announced on 14 August that Scotch Oakburn College, an independent co-educational school in Launceston, Tasmania, has selected HPE Hyper Converged and HPE Pointnext solutions to boost its performance and improve user experience, while minimizing connectivity disruptions and operational costs.In the increasingly competitive education sector, Scotch Oakburn College needed to offer its 1,200 students and 250 staff reliable, secure and modern technology to allow flexibility and ensure continuity across its three campuses.“We needed to invest in our IT systems to enhance the experience of the college’s staff and students, and ensure this offering was competitive,” said Brendan Vince, Head of eLearning and IT Services at Scotch Oakburn College.The college had been experiencing periods of system unavailability whenever they had an outage, which disrupted teaching, examinations, and created financial implications. To minimize these system failures, the college decided to invest in a fully integrated and virtualized system that offered operational simplicity and agility to manage increasing workloads and application deployment demands, while ensuring business continuity.Brendan Sit, Technology Evangelist at HPE, said: “Colleges like Scotch Oakburn are facing an increasing need to manage growing workloads simply, securely, reliably and efficiently, to ensure staff can concentrate on teaching and students can focus on learning.”HPE tested and developed a flexible solution across the three Scotch Oakburn College campuses. The solution consists of four HPE hyperconverged nodes (general virtualization), four HPE FlexFabric 5700 Switch Series and one HPE StoreOnce 5100 unit. HPE Pointnext undertook the design and installation of a new iSCSI Fabric between campuses and together with the college’s IT team, participated in the deployment, data migration and testing processes.Due to the self-managing nature of the hyperconverged solution, staff productivity had improved and ICT management overheads decreased by at least 25%. The intuitive architecture also reduced the time needed for IT specialists to get familiar with the solution and data security and business resiliency have improved. The modular architecture of the solution also simplifies scaling up for future growth.The hyperconverged solution enabled the college to seamlessly manage a complex infrastructure, reduce complexity, improve operational efficiency and reduce cost, allowing the provision of innovative student services now and into the future.

Wirecard has partnered with Singtel to support the recent roll out of Singapore's first Visa virtual card for Singtel's mobile wallet Dash.Singtel Dash is an all-in-one digital wallet that allows customers to shop, pay transport fares and remit money.Since the launch of the Visa virtual account last month, Singtel Dash's over 500,000 customers have been using their mobile phones to make payments in over 50,000 PayWave-enabled merchants across Singapore and use the payment platform to shop at Singapore-based e-commerce stores."We are very proud to be a partner for Singapore's leading digital wallet," says Grigoriy Kuznetsov, Executive Vice President, Global Financial Services at Wirecard. "Singtel can now process mobile virtual Visa payments with Wirecard as a Bank Identification Number (BIN) sponsor. This further reinforces our position as a leading global prepaid issuer and BIN sponsor. It also demonstrates our state-of-the-art card processing capabilities.""Singtel Dash has gained more traction as a payment option of choice. With the adoption of Wirecard's card processing solution, our customers can now make hassle-free mobile virtual Visa payments," says Gilbert Chuah, Head of mCommerce, Consumer Singapore at Singtel. 

NTUC Income has unveiled a mobile application (app) that allows its motor policyholders to file an accident report remotely.In accordance to the Motor Claims Framework by the General Insurance Association of Singapore, which provides the procedures for reporting motor accidents, motorists are required to report an accident within 24 hours of the incident or risk having their No Claims Discount (NCD) penalized upon the renewal of their motor insurance.Named “Accident Reporting by Income”, the app is aimed at policyholders who may be hard-pressed for time to file the report in-person within 24-hours of the accident.It is also expected to strengthen the company’s motor insurance offerings by adding to the organization’s existing customer-focused touch-points such as the 24/7 accident-response team, Orange Force, and the Income Motor Service Centre (MSC), its one-stop shop for accident reporting and vehicle repair, as well as its partner workshops.With a click of a button via the app, for example, motorists can connect to Orange Force to seek assistance at the accident scene.The app guides users step-by-step through the accident-reporting process, indicating clearly the specific details required for the submission.Through the app, users are required first to verify the date, time and location of the accident. They are then asked to submit a series of photographs which include:·         those of the accident scene by capturing the vehicles involved in the surrounding areas;·         damages to user’s own vehicle including the damaged parts and licence plate; and·         damages to the other vehicle or property including damaged parts and licence plate.Photographs submitted through the app are watermarked with the time, date and location stamp of the accident in Income’s system to authenticate the incident and to legitimize the accident report.To enhance road safety and to mitigate the stress faced by motorists at the accident scene, users of the accident-reporting app can file the remaining information on the accident such as details of the drivers (e.g. name, NRIC number and mobile number etc.) and other passengers or witnesses where applicable, away from the accident scene.Upon successful submission of the accident report, a reference number will be provided to the user via the app and a copy of the Accident Report will be emailed to the user by the next working day.Eligible users of the accident-reporting app must be Income motor policyholders and they are required to review the Accident Report accordingly and inform Income of any discrepancies within five working days upon receipt of the Report. Accidents where the motorists or passengers have sustained injuries are not eligible to report the accidents via the app. Instead, they will make a police report and such accidents must be reported in person at Income’s appointed Accident Reporting Centres.For policyholders who wish to make a ‘Own Damage or Third Party’ claim upon submission of the accident report, they will need to bring a copy of the Accident Report to Income’s Motor Service Centre or any of its Quality Workshops.“Accident Reporting by Income” is the result of Income’s co-innovation with Claim Di, one of the nine start-ups from the organization’s insurtech accelerator programme, ‘Income Future Starter, powered by TAG.PASS’.Android phone users will be able to download the app from the Google Play Store. The iOS version will be available next month. 

Singapore financial technology start-up SingX has expanded its online remittance services to Malaysia and Hong Kong.Atul Garg, founder and CEO at SingX, said that SingX has introduced remittances to two new markets, from Singapore to Malaysia and from Singapore to Hong Kong, as these markets have a considerable amount of cross border payments taking place because of their long ties with Singapore.Licensed by the Monetary Authority of Singapore, SingX targets individuals and SMEs. The expansion of its service to new geographies is expected to appeal to Malaysians in Singapore who transfer money back home to pay for expenses and Singapore residents who invest in stocks, property and trade in Hong Kong and China.The company launched its first product, cross-border fund transfer from Singapore to India, in January this year. Based on its current monthly run rate, after six months of operations, SingX’s online remittance platform would have achieved an annualised run rate of $100 million.SingX’s online platform claims to be cheaper, faster and more convenient as it charges consumers a fraction of what they typically pay for overseas money transfers. It does this by cutting out cable charges and bank commissions and offering transparent and live forex exchange rates. It also claims to be more convenient as it eliminates the need to fill out complex forms and for personal visits to a branch. The only fee payable is a small handling fee which is made known to the customer upfront.Compared to bank transfers, users of SingX are expected to save up to 90% in remittance charges when transferring funds to  India,  Malaysia  and  Hong Kong.SingX has implemented two-factor authentication and secure data transmission methods. As a regulated payment services provider, it has also ensured the customer’s money is kept in a segregated client account.SingX has further plans to roll out new services to a number of new countries around the globe soon.

Monaco, a payments and cryptocurrency platform, has partnered Binance, a digital asset exchange in China. Binance will list Monaco’s MCO token on Wednesday, August 23, as its first exchange in China.Deposits and withdrawals of the MCO token on Binance.com will be enabled from 3:00pm HKT on Tuesday, August 22. Trading begins 3:00pm HKT on Wednesday, August 23“Since the successful closing of our token sale earlier this June, our team received thousands of inquiries from Chinese users regarding a local listing of the MCO token. Today, we are thrilled to partner with Binance to enable Monaco users in China to trade the MCO token conveniently and securely,” said Kris Marszalek, Co-founder and CEO of Monaco.”We are supportive of Monaco’s vision to bring cryptocurrency to every wallet,” said Changpeng Zhao, CEO of Binance.com. “Monaco is perfectly aligned with Binance’s mission to allow everyone to exchange digital assets seamlessly. Most importantly, the cryptocurrency community needs initiatives that will drive adoption globally and we are confident in Monaco team’s ability deliver a fantastic product.”

Artificial intelligence (AI) everywhere, transparently immersive experiences and digital platforms are the trends that will provide unrivaled intelligence, create profoundly new experiences and offer platforms that allow organizations to connect with new business ecosystems, according Gartner’s Hype Cycle for Emerging Technologies 2017. "In addition to the potential impact on businesses, these trends provide a significant opportunity for enterprise architecture leaders to help senior business and IT leaders respond to digital business opportunities and threats by creating signature-ready actionable and diagnostic deliverables that guide investment decisions," said Mike J. Walker, research director at Gartner. Artificial intelligence technologies will be the most disruptive class of technologies over the next 10 years due to radical computational power, near-endless amounts of data, and unprecedented advances in deep neural networks; these will enable organizations with AI technologies to harness data in order to adapt to new situations and solve problems that no one has ever encountered previously. Enterprises that are seeking leverage in this theme should consider the following technologies Deep Learning, Deep Reinforcement Learning, Artificial General Intelligence, Autonomous Vehicles, Cognitive Computing, Commercial UAVs (Drones), Conversational User Interfaces, Enterprise Taxonomy and Ontology Management, Machine Learning, Smart Dust, Smart Robots and Smart Workspace. Also, technology will continue to become more human-centric to the point where it will introduce transparency between people, businesses and things. This relationship will become much more entwined as the evolution of technology becomes more adaptive, contextual and fluid within the workplace, at home, and in interacting with businesses and other people. Critical technologies to be considered include 4D Printing, Augmented Reality (AR), Computer-Brain Interface, Connected Home, Human Augmentation, Nanotube Electronics, Virtual Reality (VR) and Volumetric Displays. Further, emerging technologies require revolutionizing the enabling foundations that provide the volume of data needed, advanced compute power, and ubiquity-enabling ecosystems. The shift from compartmentalized technical infrastructure to ecosystem-enabling platforms is laying the foundations for entirely new business models that are forming the bridge between humans and technology. Key platform-enabling technologies to track include 5G, Digital Twin, Edge Computing, Blockchain, IoT Platform, Neuromorphic Hardware, Quantum Computing, Serverless PaaS and Software-Defined Security.

Merging online and offline experiences is the biggest driver of change for the creative community, followed by the adoption of data and analytics and the need for new skills,” according to Adobe’s 2017 Creative Pulse. The research also found that customer experience is the number one investment by businesses across Asia Pacific. Adobe surveyed more than 5,000 creative and marketing professionals and examined the role of design and creativity in businesses transformation across APAC. Markets surveyed include India, Australia, New Zealand, Korea, Southeast Asia (SEA), Hong Kong, Taiwan and China. “Businesses everywhere are ramping up on customer experience, and the merging of online and offline experiences is a significant shift in the way organizations are thinking about customer experience,” said V.R. Srivatsan, managing director of Adobe Southeast Asia. “While many organizations have been focused on digital transformation and experiences, people still expect great physical experiences as well,” said Srivatsan.  The survey found that half of those surveyed across APAC did not feel concerned by artificial intelligence or machine learning. However, in Southeast Asia (SEA), 64% of respondents expressed concerned about the impact of these technologies, with 22% saying they were extremely concerned. While creatives in SEA are concerned that new technologies will take over their jobs, they are not sitting on their laurels. “Artificial intelligence (AI) and machine learning can automate mundane processes and help creative professionals streamline their day-to-day production, allowing them time to focus on ideation and creativity,” said Srivatsan. “These new technologies are not going to replace the role of creativity; instead they can help free up time for creatives to focus on what they do best—being creative and scaling their ideas,” added Srivatsan. Also, 51% of respondents are looking to embrace new skills in machine learning and automation to raise their value through design thinking. Further, 69% also said they are updating their skills every six months to a year to keep up with industry developments.

Partner Dental Clinics has implemented Dentacoin — a Netherlands based, blockchain-oriented healthcare platform — as a mode of payment and part of its Patient Loyalty Programs. The pilot Dentacoin project (Trusted Review Platform) was developed as the first tamper-resistant, transparent, and manipulation-proof platform. Dentacoin ERC20 token is being used by thousands of users worldwide, after the end of successful, hard-capped presale of Dentacoin tokens last July 31. Dentacoin’s pilot project is the first of its kind, blockchain-based place for trusted dental treatment reviews. By developing and executing this platform, Dentacoin enables patients to raise their concerns. At the same time, dentists also get an access to updated, valuable market research data as well as qualified patient feedback, which is the most important way to help improve the service quality and grow loyal patient base. Dentacoin, based on self-implementing Smart Contract, promises ensured optimal trust, autonomy, safety and speed, without any manipulation. Dentacoin Review Platform intends to be the first ever, most functional review as well as market research mechanism, because of incentive-based, fully transparent and censorship resistance temperament of blockchain based solutions. Lifetime, fully covered dental healthcare will be accessible to patients at the lowest monthly prices, paid in Dentacoin tokens. A self- implementing smart contract guarantees no manipulations, low fees and shared responsibility. The usual profit generated by insurance companies is shared between dentists and patients. Though blockchain based tools, including a trusted review platform, a webapp for crowd knowledge, and an aftercare mobile app, dentists and patients are rewarded with Dentacoin against their contribution to DentaCoin Foundation’s mission. Dentacoin serves as a platform to record patients’ feedback as well as help them improve their dental care habits. Moreover, DCN tool helps dentists improve the service quality based on feedback, and develop a loyal patient community. Dentists can exchange DCN tokens with patients for their reviews, while patients can use DCN tokens on various dental services or reserve tokens as an investment tool.